You do not need to carry large amounts of cash in Vietnam, but a mix of cash and card access is the most practical approach for most trips.
Vietnamese đồng
Vietnam's official currency is the Vietnamese đồng, written as VND and commonly shown with the ₫ symbol. Notes use large numbers, so first-time visitors often need a little time to get used to prices.
Cash and cards
Cash remains useful for street food, markets, small shops and purchases in remote areas. Major hotels, larger restaurants, supermarkets, tour operators and many urban businesses accept international debit or credit cards.
ATMs
ATMs are common in major cities and tourism destinations, including at international airports. Your own bank and the local ATM operator may both charge fees, and withdrawal limits vary by bank.
Changing money
Currency exchange is available at airports, banks, hotels and exchange businesses in tourism areas. Compare the rate and any commission before exchanging larger amounts.
Practical money habits
Keep some smaller notes for taxis, markets, street food and tips. Before leaving a city for a rural or island destination, carry enough cash for situations where card acceptance or ATMs may be limited.